Community Reinvestment Act Statement

The Community Reinvestment Act was created to encourage banks and other financial institutions to meet the credit needs of their entire community, including low and moderate income individuals, small businesses, and small farms consistent with safe and sound banking practices.  Additionally the Act encourages the participation in activities that make available affordable housing, and which create, retain, or improve jobs for low and moderate income individuals to stabilize or revitalize low and moderate income neighborhoods or distressed areas.

Capital Bank recognizes and accepts its responsibilities under the Act and as a corporate citizen in the communities within our assessment areas.

We strive to meet these obligations through efforts such as:

Our Public File

The site includes information about Capital Bank’s branch locations, our products and services, regulatory performance evaluations of our record of meeting community credit needs, public comments about our CRA performance, and other information.

Comments or questions about Capital Bank’s CRA public file or CRA performance may be addressed to:

Capital Bank Corporation
CRA Officer
333 Fayetteville St.
Raleigh, NC 27601