Community Lending

Meeting the Credit Needs of our Community

As a company and as neighbors, we have a shared interest in making our communities better places to live and work. Our goal is to provide more resources to low and moderate income areas to invigorate community development.

We are committed to meeting the credit needs of our communities to revitalize neighborhoods, promote growth and economic sustainability. Our credit products and services are designed with the needs of all consumers, small businesses and community development partners in mind.

Click the following links to learn more about options for specific lending need:


$500K Invested in Community Development

CommunityWorks

Through our Community Benefits Plan, we are working to broaden access to financial resources and strengthen community, economic and small business development.

CommunityWorks in South Carolina recently received a $500,000 Equity Equivalent Investment from Capital Bank. The investment supports a community loan fund that provides capital to small businesses and developers for fund acquisition, short-term bridge financing, construction and preservation of affordable housing.

“Thanks to Capital’s $500,000 impact investment we can serve South Carolinians who have in the past, been underserved,” said Deborah McKetty, President and CEO of CommunityWorks. “These additional funds will ensure our continued support of affordable housing, and community economic development and will amplify our efforts to assist hard-working people in our community.”

CommunityWorks’ Small Business Loan Program combines financing with business coaching, technical assistance and education. The program offers three tiers of loans to underserved entrepreneurs that may not qualify for traditional financing including:

  1. Express Loans (up to $5,000)
  2. Microbusiness Loans ($5,000 to $50,000)
  3. Small Business Loans ($50,000 to $150,000)

At Capital Bank, our goal is to provide greater access to affordable housing and stronger support systems for people to pursue their dreams of entrepreneurship, homeownership, financial stability and wealth.


Affordable Housing Program

We can help you get into a new home with a low down payment and no private mortgage insurance requirement.

Learn more
Community Engagement
Need more info?