Community Reinvestment

Reinvesting and Revitalizing Communities

First Tennessee and Capital Bank are committed to serving consumers, businesses, and communities in geographic markets across our footprint. As a company and as neighbors, we share the hopes of our communities better places to live and work.

In the most recent Community Reinvestment Act regulatory examination, First Tennessee was rated “satisfactory” by the Office of the Comptroller of the Currency. First Tennessee received a “high satisfactory” in performance levels for the Lending, Investment and Service Test of the CRA examination. Click here to view our CRA Public File.

To see our investments in action visit Our Commitment to the Community

To request copy of CRA Public File please email CRAPublicFileRequests@firsthorizon.com.


Helping Communities Achieve Dream of Homeownership

Home Ownership

First Tennessee Bank and Capital Bank are committed to building better communities by supporting affordable housing and homeownership initiatives. Our Community Development Fund, established in 2016, has contributed more than $7 million to strengthen neighborhoods and serve those most in need.

In 2018, we contributed approximately $700,000 in grants in support of Affordable Housing including homebuyer education, down payment assistance, shelters, and financing single family housing and multi-family units.

In North Carolina, we contributed $100,000 to DHIC, in support of their efforts to create more affordable housing opportunities for seniors, families and individuals. The grant will be used to expand their down payment assistance loan program, which provides resources to families to help them overcome the financial barriers involved with the first-time home buying process.

Secured Visa® Card

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Affordable Housing Program

We can help you get into a new home with a low down payment and no private mortgage insurance requirement.

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Community Engagement
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