Capital Solutions Checking

Ideal for: Small and mid-sized business customers that conduct a higher number of monthly transactions and are looking to bundle additional banking services.

Account Benefits: Account includes a Business Debit Card, Basic Online Banking, Bill Pay, eStatements, and 24-hour telephone banking. Business Debit Card and Online Banking required in order to receive package benefits.

  • $25 monthly service charge waived when you maintain a $5000 average daily balance during the statement cycle*
  • No charge for the first 1,000 combined ACH credits/debits, checks/withdrawals, debit card transactions, deposits, and deposited items per statement cycle
  • First order of standard checks at no charge
  • Open with a minimum $100 deposit

Package Benefits:

  • Business Money Market
  • Loan Discount of 0.25% discount on any of our business loans and business lines of credit2
  • Sage Payroll services (10% discount on monthly fee)
  • Complimentary remote deposit capture terminal (monthly maintenance fees apply)
  • Two complimentary “financial forecast” sessions with a capital bank Business Banker 


* 1,000 combined checks, deposits, deposited items, Ach debits or credits or other items. $0.50 per item for excess items. $5,000 average monthly minimum balance to avoid the monthly service fee of $25.00.
2 Deposit relationship required. Eligible credit amounts: $25,000 - $500,000. All loans are subject to credit approval and Capital Bank underwriting guidelines.
3 The Financial Forecast is a tool to create a complete picture of how money moves in and out of your business. As a result, we will provide suggestions to help improve the processes and manage cash flow more efficiently.