CashBack Checking with CashBack Saver

With CashBack Checking it’s simple to earn rewards and rebates. Simply use your debit card 10 times per statement cycle for Point of Sale (POS) transactions, have one direct deposit or ACH debit per statement cycle. Doing this allows you to earn a rewards annual percentage yield (APY) on your CashBack Saver account, in addition to earning rebates on your debit card transactions.

CashBack on your debit activity, rewards annual percentage yield (APY) on your Saver account and ATM refunds with:

  • One direct deposit or draft
  • Ten posted debit/check card transactions
  • Waive the mailing of monthly statements and receive eStatements through online banking

Along with your cash back reward and interest on your Saver account you will also receive:

  • Includes CashBack Checking checks
  • Capital Bank and ATM owner fees refunded per statement cycle if monthly account conditions are met (up to $20 per statement cycle).*
  • Includes official checks
  • Includes notary services

Sign up for CashBack Checking at your local community branch or call 800.639.5111 for more details.

Overdraft Protection is also available pending credit approval.

Switch KitThe 5-Step Capital Bank Switch Kit is the easy way to move your checking account. Learn More


*ATM refunds up to $20 per statement cycle.

CashBack Checking has an $10 monthly account service charge if account conditions are not met. To avoid the monthly service fee simply maintain a $1000 or more average daily balance (average balance for statement cycle) in your account. No fee official checks are limited to 3 per month.