Certificate of Deposit Account Registry Services (CDARS)
Enjoy maximum FDIC coverage for all of your deposits – up to $50 million – with CDARS®.

Capital Bank makes it easier to manage large deposits with CDARS®, the Certificate of Deposit Account Registry Service®. Now, you can manage all of your deposits – up to $50 million – with maximum FDIC coverage under one roof.*

Product Features

  • When you open a large deposit CD with us using CDARS, we disperse your money into CDs issued by other banks in the CDARS network of financial institutions
  • The CDs issued are in increments of less than the standard FDIC insurance coverage amount to provide you with maximum FDIC insurance
  • Minimum deposit of $100,000 required

Product Benefits

  • We handle the transaction with the other banks
  • Terms are available from four weeks to three years with a minimum opening deposit of $100,000
  • Watch the 'How CDARS Works' video
  • For more information, contact the CDARS Support Desk toll-free at 800-806-2815 or CDARS-ICS@capitalbank-firsttennessee.com

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