Wire Transfers

A wire transfer is an electronic transfer of funds from one financial institution to another and is generally originated by a Capital Bank client. Because a wire transfer represents the immediate transfer of funds from the bank, it is the policy of Capital Bank to ensure that all wire transfer requests are received only from individuals who are authorized to withdraw funds from Capital Bank accounts and to transfer funds only against available funds as outlined below.

The following deadlines have been established for processing incoming and outgoing wire transfers:

On days on which the bank officially closes early, ie: due to a holiday or inclement weather, the deadline for accepting outgoing wire transfer requests will be one hour prior to the announced closing time.

The following instructions can be provided when you are requesting funds be wired to your Capital Bank account.