Emerald Banking

Our premier package of banking services!

If you prefer exclusive CD interest rates plus interest on your checking account, then Capital Bank's premier Emerald Banking package is the right solution for you! With your active Emerald Banking checking account, you can earn special Emerald Banking CD interest rates, custom Emerald Banking checks, online bill pay, a standard-size safe deposit box at no charge and more. Now that's value for your deposit balances! Overdraft Protection is also available pending credit approval.


  • Special Emerald rates of interest on CDs with an active account
  • Tiered interest checking paid on all balances
  • Up to $20 credit for Capital Bank and ATM owner fees refunded per statement cycle
  • Includes Emerald Banking checks
  • Includes online banking with bill pay

Other great benefits of Emerald Banking include:

  • Includes standard size safe deposit box, or $10 towards a larger box (subject to availability)
  • Includes official checks
  • Includes notary service
  • Includes financial plan review
  • Emerald rates on CDs with active account
  • $12 monthly account service charge* if account conditions are not met

Sign up for Emerald Banking at your local community branch or call 800.639.5111 for more details.

Switch KitThe 5-Step Capital Bank Switch Kit is the easy way to move your checking account. Learn More


*Maintaining a $1000 or more average daily checking balance (average balance for statement cycle), $15,000 or more average daily combined balance in other deposit accounts, or Loan balance of $50,000 or greater at the end of statement cycle.