Get $200* with Express Checking.
(See offer details below*)

Get $200* with a new account with direct deposit and see just how powerful Express Checking can be.

Apply Now or Print Certificate and bring to a branch.


Questions? Contact us at 800-639-5111 or stop by a branch.


* Offer expires 02/28/2019. This offer is only available to residents of FL, VA, NC and SC. To receive your bonus, you must open the checking account online starting at this page and ensure the code DGCB20 appears in the online application where "Offer/Promo code" is requested, or open your account and present a copy of the offer at a Capital Bank branch. You must have an opening deposit of at least $300, and at least one direct deposit must post to your account within 60 days of account opening. Opening deposit cannot be transferred from existing Capital Bank accounts. If you meet the stated requirements of this promotional offer, the $200 bonus will be credited to your account within 6 weeks of the first direct deposit and will be reported as income on Form 1099-INT. Limit one bonus per household. Cannot be combined with other checking offers. This offer is for new checking households only. Households who have a current consumer checking account or who have closed a consumer checking account in the past 12 months at either First Tennessee or Capital Bank are not eligible. Customer agrees to maintain account in good standing for a minimum of six months. Account openings are subject to bank approval and may be declined based on certain factors.
** The $7 monthly service charge is rebated with at least one direct deposit per statement cycle.
*** Mobile carrier messaging and data rates may apply.
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First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. Member FDIC.