Affordable Housing Program
The dream of owning your own home is within reach.

Contact us to see if you qualify.

You’ve got big dreams. And one of them is a new home to call your own. At Capital Bank, we want to help you make your dream come true by working with you to find a mortgage that makes sense for you. That’s the focus of our Affordable Housing program*. Fill out the form to start the conversation.

Benefits include:

  • Low down payment
  • Long term, fixed rate loan with low monthly payments
  • No private mortgage insurance (PMI) required
  • $250,000 maximum loan amount


* Under certain circumstances current homeowners may be eligible for an affordable housing loan. Geographic restrictions apply.

A down payment of at least $500 is required at closing. Escrow account for taxes and insurance(s) and Home Buyer Education required. Offer is subject to credit approval based on credit history, income and property appraisal. Minimum credit scores, maximum debt to income ratios, income and property restrictions apply.

Equal Housing Lender Subject to credit approval. Some restrictions apply.
First Tennessee Bank National Association operating as First Tennessee Bank and Capital Bank. Member FDIC.