Essential Savings

  • Competitive interest rate.
  • No monthly service charge when $300 minimum daily balance is maintained; otherwise $4.
  • Minimum opening deposit is $100.
  • Two withdrawals per month at no charge.
  • An additional service fee of $1.50 will be assessed for each withdrawal in excess of two per month.
  • Federal Regulations limit preauthorized transfers to third parties or to another account of yours to 6 per month (including debit transactions, ACH transfers, telephonic transfers or similar order). In-person withdrawals and transfers including at an ATM, and internal transfers to make loan payments are not limited.