- Competitive interest rate.
- No monthly service charge for the first nine months. After nine month grace period, no monthly service charge when $300 minimum daily balance is maintained; otherwise $4.
- Minimum opening deposit is $25.
- Two withdrawals per month at no charge.
- An additional service fee of $1.50 will be assessed for each withdrawal in excess of two per month.
- Federal Regulations limit preauthorized transfers to third parties or to another account of yours to 6 per month (including debit transactions, ACH transfers, telephonic transfers or similar order). In-person withdrawals and transfers including at an ATM, and internal transfers to make loan payments are not limited.