Personal Banking Services

We offer a wide array of accounts, from high-interest and reward accounts to traditional and fee-free options. Learn more below.

Checking Accounts

Not all personal checking accounts are created equal. Let us help you find the one that’s right for you.

Explore Checking Accounts

Banking Services Resources

Debit Card

Paying for purchases is simple when using a Capital Bank debit card. Our card is designed to fit your busy lifestyle with convenient and secure payment options as well as easy access to cash.

Online & Mobile Banking

Complete control of all your account information from anywhere, any time. A secure way to check balances, transfer funds, pay bills and more, directly from your computer, smartphone or tablet.


The security of your information is an important and fundamental part of our business practices.

Telephone Banking

Capital Bank’s Telephone Banking system, iTalk, is a service that enables you to access your account balances, account history, pending ACH transactions, and schedule immediate or recurring transfers.

Online Banking Maintenance Schedule

A perfect way for you to be aware of our regularly scheduled Online and Mobile Banking maintenance as well as any special alerts.