18-Month Step Rate CD Special

*The Annual Percentage Yield (APY) assumes principal and interest remains on deposit for the term of the certificate. A withdrawal of interest will reduce earnings. The rates and APY are effective as of February 6, 2017. Actual term is 540 days. A penalty free closing withdrawal is allowed within the 10 calendar days following either the 180 day or 360 day rate change.  Withdrawals at any other time are subject to a penalty of 90 days’ interest on the amount withdrawn. To be eligible for this product offer, the funding CD amount must be new money or money from a maturing CD at Capital Bank.  Additional limitations apply for business entities. This offer may be withdrawn at any time without notice.