Harold Hayes

About Harold Hayes


NMLS: #469983

Location: 150 North Lincoln Ave

Office: (423) 788-7306

Harold Hayes is a native of Washington County TN, growing up in Jonesborough, and now residing in Johnson City with his wife Sheila, and their two children, Malachi and Selena.  Harold attended East Tennessee State University and holds a Bachelor in Business Administration degree with emphasis on marketing, finance, management, and accounting.  He also is a graduate of David Crockett High School in Jonesborough.  Harold has worked in Washington County for 31 years and comes to Capital Bank from New Peoples Bank, where he originated agricultural, residential, and commercial loans. Prior to employment with New Peoples Bank, Harold spent the majority of his lending career, with Farm Credit Mid America originating residential mortgage, farm mortgage, agricultural, and commercial loans. 

Resource and Tools

Mortgage Calculators

The following online calculators serve as helpful tools during the mortgage process.

Printable Forms

This page provides common documents that are used during the loan process

Mortgage Checklist

A concise checklist of everything you're likely to need during the mortgage process.

Learning Center

Mortgage Glossary

Find definitions of common mortgage terminology.

How to get a loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Types of loans

Information on the various types of loans available.

Home purchase basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.