Thomas Sutton

About Thomas Sutton

Tom Sutton

NMLS: #589303

Location: 1128 S Main St.

Office: (336) 438-7104

During my 31 year career in banking, I’ve spent 14 years specializing in Residential Mortgage Loan Origination.  I am dedicated to making the dream of homeownership a reality for my clients by providing superior customer service, competitive mortgage rates and loan programs that fit the mortgage needs of the communities that we serve. I enjoy working with clients, especially First Time Homebuyers, to provide an outstanding mortgage experience from start to finish!   At Capital Bank, we offer FHA, VA, USDA and loan programs for Low-to-Moderate Income borrowers. We offer Conventional & Portfolio programs that include Jumbo, Medical Professionals and Construction to Permanent loans.

I look forward to assisting you with all of your residential mortgage needs. My goal is to find the right mortgage program that works for YOU!

Resource and Tools

Mortgage Calculators

The following online calculators serve as helpful tools during the mortgage process.

Printable Forms

This page provides common documents that are used during the loan process

Mortgage Checklist

A concise checklist of everything you're likely to need during the mortgage process.

Learning Center

Mortgage Glossary

Find definitions of common mortgage terminology.

How to get a loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Types of loans

Information on the various types of loans available.

Home purchase basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.