Checking Accounts | Service Charges |
---|---|
Premier Checking | |
If combined balances1 total $5,000 | No charge |
If combined balances1 are below $5,000 | $12 per month |
View and print an account service fee guide | |
Premier Plus Banking Bundle (available as an add-on to Premier Checking) | |
If combined balances1 total $25,000 | No charge |
If combined balances1 are below $25,000 | $6 per month (Premier Checking fee may also apply) |
Select Checking | |
Select Checking | $9 per month |
Service charge rebated with a minimum of 15 customer initiated debits and one direct deposit per statement cycle. | |
Mailed image statements | $2 per month |
Conventional paper statements | $3 per month |
View and print an account service fee guide | |
Express Checking | |
Express Checking | $7 per month |
Service charge rebated with a minimum of one direct deposit per statement cycle. | |
View and print an account service fee guide | |
Classic Checking | |
Classic Checking | $8 per month |
View and print an account service fee guide |
Savings Accounts | Service Charges |
---|---|
Money Market Savings | |
If the combined balance2 is at least $5,000 | No charge |
If the combined balance2 is less than $5,000 | $9 per month |
Traditional Savings | |
Daily balance of $250 or more all quarter | No charge |
Daily balance below $250 | $5 per quarter |
Charge for each withdrawal exceeding three per quarter, if your average daily balance for the quarter is less than $250 | $2 |
Minimum Opening Deposits | ||
---|---|---|
Checking | $50 | |
Savings | $50 | |
IRA Accounts | $100 | |
Add-on CD | $500 | |
CD (term of 1 year or more) | $1,000 | |
CD (term under 1 year) | $1,000 |
Other Fees | |
---|---|
A Dormant Fee is imposed on checking accounts with balances under $5,000 if there have been no deposits or withdrawals in one year. | $5 per month |
There are no dormant fees assessed on savings accounts. | |
ATM transaction fees at Capital Bank or First Tennessee ATMs using a Capital Bank Debit card issued by First Tennessee for deposits, cash withdrawals, or most balance inquiries. | No charge |
Transaction fees at Allpoint ATMs in the U.S. | No charge |
ATM Transaction Fees at other non-Capital Bank or non-First Tennessee ATMs | $3 for each account transaction or balance inquiry |
QuickStatements® | $2 each |
Return check/overdraft charges | $37 each |
A Charge Back Check Fee is imposed for each check you deposit that is returned to us unpaid and debited from your account. | $16 each |
Stop Payment Requests | $37 each |
Cancelled Checks: A charge is imposed if you choose to receive original cancelled checks with your statement. | $1 per month |
Digital Banking | No charge |
Bill Pay Online | No charge |
Mobile Banking | No charge |
Cashier's Check | $8 |
Legal Action Processing Fee | $100 |
Account Research and Records | $3 per item |
Statement Print Screen | $2 per request |
Domestic Wire Transfers | |
Incoming | $15 |
Outgoing | $25 |
International Wire Transfers | |
Incoming | $15 |
Outgoing | $55 |
If you'd like to learn how to minimize or avoid certain fees, click here.